Life is full of uncertainties and these uncertainties come unannounced. That’s why it becomes really important to safeguard yourself and your family before any medical emergency arises, and a perfect solution for this is - life insurance policy.
It will not only help you in fulfilling high medical costs but also secures his or her family from the unbearable financial crisis that may hit them once you are gone.
Many people die young every year due to illness or accident and, if you happen to be the only earning member of the family, your family may suffer after you are gone in terms of paying household expenses, clearing off debts as well as maintain their standard of living.
Therefore it becomes really important to secure your family's financial future by buying a life insurance policy. There are different kinds of insurance policies available like Term Insurance, Endowment Policy, Unit Linked Insurance Plan, Whole life policy, pension plan among others.
There are many companies providing insurance policies and we at Anil Khera will help you to financially secure your family by informing you about the most affordable insurance policies which ensure favourable returns too.
Term insurance plan are plans that are purchased for a specific period of time, like 10, 20 or 30 years. If the insured person dies during the time period specified in a term policy and the policy is active, his or her family will get benefits.
A term insurance plan not only ensures monetary security to your family but is also capable of fulfilling your child’s higher education, child’s wedding, etc.
There are various types of term insurance Convertible Term, Increasing term, Mortgage term or Decreasing Term, Annual renewable plan among others.
There are ample numbers of insurance companies selling wide range of term insurance policies. As a result it often becomes challenging for an individual to make the right decision with respect to best suited insurance policy.
He or she has to be aware of the parameters to make a well-informed decision. The best term insurance policy offers highest sum assured at low monthly premium.
We at Anil Khera have an experienced team of investment advisors, who will suggest you products and services that are best for you.
Our research team will scan through various products from across the market and will pick only those that meet your standards.
Changing lifestyles and increasing pollution levels are having an adverse impact on the health of people. As a result they have become more prone to various health conditions and medical diseases
The medical expenses associated with the treatment of such diseases and health conditions are also increasing rapidly so having a health insurance becomes all the more necessary.
These health policies promise to cover basic hospitalisation needs, critical illness and daily hospital cash reimbursements. A particular amount is paid as compensation, irrespective of the expenditure.
Critical illness insurance policy provides coverage against severe illnesses like kidney failure, bone marrow transplant, stroke, and loss of limbs, among others.
A number of insurance companies provide cashless claim facility, where you won’t have to make out of pocket payments. The hospitalization expenditure is directly settled between your insurer and the hospital.
Health care policies also promise several tax benefits. The premiums that you will pay towards your health care policy are eligible for tax deductions under Section 80D of the Income Tax Act, 1961.
Our experienced team of investment advisors help you choose the best health insurance policy from numerous plans, based on your personal needs and requirements, so that you enjoy maximum benefits.
Not having an insurance cover for your motor vehicle is like driving in the night without switching on the headlights.
As per Motor Vehicle Act, it is mandatory to have a third party insurance so you must buy one whether irrespective of the fact that it a new car or an old one. You can purchase a comprehensive cover as well.
There are different types of vehicle insurance in India like two-wheeler insurance, private vehicle insurance and commercial vehicle insurance.
So even if the vehicle is damaged due to an accident, fire, or self ignition, you are safe. The insurance policy also covers losses caused due to burglary or theft, strikes, riots, or terrorism or damage caused during transit.
Vehicle Insurance provides coverage for injuries to a third person, or damage to the third person's assets as well as in case of death due to accident.
It also covers lawsuits as well as legal fees involved, as the result of an accident.
Anil Khera will help you in finding the best car insurance policy with minimum premium amount.
Factors like the driver's age and record, the type of vehicle and usage play a vital role in determining the premium in the future. We will help you in getting the best offer.
Travelling abroad with family or alone can be costly affair and any medical emergency or unforeseen events that you might find yourself embroiled in would just add on to the total cost.
That’s why it is important for you to buy overseas travel insurance. At a very nominal rate these unforeseeable risks can be covered with the help of the travel insurance.
In order to make yourself or your family immune to any travel related mishaps, you need to invest in a comprehensive travel insurance scheme.
A lot of countries have made it compulsory for travellers to purchase international travel insurance while booking their tickets.
It aims to protect the family against financial uncertainties that might arise due to travel related incidents.
It helps cover emergency medical expenses, accidental body injury, baggage loss, trip cancellation or delay as well as provides emergency cash if you lose travel fund due to theft or passport loss.
International travel insurance also covers legal liability because of damage to a third party. It helps in incurring legal costs in case you are involved in a legal suit abroad.
We at Excellence Investment Bureau, will help you get a comprehensive overseas insurance cover keeping in mind your needs and requirements.
Marine Insurance helps in covering the loss caused by damage of ships, cargo, terminals, and any transport by which the goods are transferred, acquired, or held between the points of origin and the final destination.
An insurance policy is designed to cover the risks that your firm might face at the time of incidents like accidents, damage to the property and environment or loss of life.
So when it comes to ships, the stakes are really higher. To ensure all the risks are covered financially, there are different types of Marine insurances that are compulsory for ships and ship owners to take.
These include Hull insurance, Machinery insurance, Protection and Indemnity (P&I) insurance, Liability insurance, Freight, Demurrage and Defense (FD&D) insurance and Marine cargo insurance.
Marine insurance policy offers protection against all marine related risk and provides a comprehensive coverage. You can also get your marine insurance customised as per your requirements.
These plans are flexible and cater to the requirements of the insured keeping in mind his or her budget constraints. The claim settlement process is very simple and provides claim assistance anywhere in the world.
Depending on the nature of client’s business, Anil Khera advises you about the best marine insurance plans.
